Millionaire Tracker

On track for my age?

Enter your current financial picture and see whether your trajectory is ahead of or behind a typical U.S. family for your age. Projection dates are estimates, coach guidance is educational, and this is not personalized investment, tax, legal, or retirement planning advice. Consult a qualified professional for regulated financial decisions. Your numbers stay local.

Household

Manual onboarding

Get to a useful projection in under 2 minutes

No sign-in, account sync, Plaid connection, or subscription is required for Free v1. Start with rough manual numbers and refine later.

Net worth $150k

Milestone $1M

Projected date Calculating

Since last visit Baseline

50th percentile for your age $39k

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Manual data freshness Local draft

Planning guardrails

Estimates, not guarantees

Projection dates are estimates, not guarantees. Coach guidance is educational and informational. Millionaire Tracker does not provide personalized investment, tax, legal, or retirement planning advice. Consult a qualified professional before making regulated financial decisions.

Starting point Other assets Liabilities Target milestone

Monthly plan Monthly income Monthly savings Monthly investing

Advanced assumptions

FIRE planning Current age Target retirement age Retirement savings Brokerage savings HSA balance Roth balance

Account contributions Retirement contribution % Retirement fixed contribution Brokerage contribution % Brokerage fixed contribution Monthly HSA contribution Annual HSA company match Monthly Roth contribution

Assumptions Annual return 6% Annual income growth 3% Marginal tax rate 24% Monthly spending reduction Debt payoff acceleration One-time windfall

Privacy and data

Free v1 stores manual planning data in this browser only. Financial data is not uploaded, synced, sold, or used for AI training.

Coach -

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Why now -

Local AI Only when it can explain the top suggestion

The model stays hidden until it can validate the deterministic recommendation without changing the numbers.

Milestone projection

Starting balance breakdown

Estimated annual tax savings

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Suggestions

Local deterministic rules. No balances, income, spending, holdings, liabilities, transactions, or AI prompts leave this page.